/* Public site, sign-in and guest pages. */
:root{--page:1080px}.area-public main{max-width:960px}
.area-public main.site-main{max-width:none;margin:0;padding:0}
.area-public .card{box-shadow:0 6px 20px rgba(16,24,40,.05)}
.area-public .card h1{font-size:26px;letter-spacing:-.01em}
.area-public .card form button{width:100%;padding:11px 16px;font-size:16px}
.area-public .card .row .btn{padding:11px 22px}
.area-public .card form.inline button{width:auto;padding:0}

.wrap{max-width:1080px;margin:0 auto;padding:0 24px}.wrap.narrow{max-width:760px}
.hero{background:linear-gradient(rgba(19,44,50,.9),rgba(19,44,50,.9)),url(/img/intro-bg.jpg) center/cover;color:#fff;padding:64px 0}
.hero h1,.band h1,.band h2,.band h3,.area-public .form-page h1{font-family:Georgia,'Times New Roman',serif;font-weight:700;letter-spacing:-.01em}
.hero h1{font-size:clamp(30px,5vw,44px);line-height:1.15;margin:0 0 12px;max-width:760px}
.hero .lead{font-size:18px;line-height:1.55;max-width:680px;margin:0}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0 0}
.hero a:focus-visible{outline-color:#fff}
.btn-light,.btn-light:hover{background:#fff;color:var(--brand);border-color:#fff}
.btn-ghost,.btn-ghost:hover{background:transparent;color:#fff;border-color:#fff}
.band{padding:48px 0;background:var(--card)}.band-alt{background:var(--bg)}
.band h2{font-size:26px;margin:0 0 16px}.band h3{font-size:18px;margin:0 0 6px}
.band-cta{background:#eaf1f2;text-align:center}.band-cta p{margin:0 0 16px}
.band li{margin:6px 0}
.split{display:grid;grid-template-columns:minmax(0,3fr) minmax(0,2fr);gap:40px;align-items:center}
.split img{width:100%;height:auto;border-radius:var(--radius)}
.tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px}
.tiles-2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.tiles article{background:var(--card);border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:4px;padding:18px 20px}.tiles p{margin:0}
.band:not(.band-alt) .tiles article{background:var(--bg)}
.steps{list-style:none;counter-reset:n;margin:0;padding:0}
.steps>li{counter-increment:n;position:relative;padding:0 0 20px 52px;margin:0}
.steps>li:before{content:counter(n);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.steps h2,.steps h3{font-size:18px;margin:4px 0}.steps p{margin:0}
.steps-short{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:8px 24px}
.steps-short li{counter-increment:none}.steps-short{counter-reset:none}.steps-short>li:before{content:"\2713"}
.faq article{padding:0 0 20px;margin:0 0 20px;border-bottom:1px solid var(--line)}.faq h2{font-size:20px;margin:0 0 8px}.faq p{margin:0 0 8px}
.note{color:var(--muted);font-size:14px}
.contact-list{display:grid;grid-template-columns:max-content 1fr;gap:12px 24px;font-size:17px;margin:0 0 20px}.contact-list dt{font-weight:600}.contact-list dd{margin:0}address{font-style:normal}
.site-footer{background:#132c32;color:#e4ecee;padding:32px 0;font-size:14px}.site-footer a{color:#fff}.site-footer a:focus-visible{outline-color:#fff}
.site-footer-in{max-width:1080px;margin:0 auto;padding:0 24px;display:grid;grid-template-columns:1fr 1fr 2fr;gap:24px}.site-footer p{margin:0}
.area-public .form-page{margin:0 auto}
.quote-intro{margin:0 0 16px}
.contact-grid{display:grid;grid-template-columns:minmax(0,3fr) minmax(0,2fr);gap:48px}
.contact-form .field{margin:0 0 16px}.contact-form label{display:block;font-weight:600;margin:0 0 4px}
.contact-form input,.contact-form textarea{width:100%;box-sizing:border-box}
.contact-form .field-error{color:#a4231c;margin:4px 0 0;font-size:14px}.hp{position:absolute;left:-9999px}
.legal h2{font-size:20px;margin:28px 0 6px}.legal p{margin:0 0 8px}
@media (max-width:760px){.contact-grid{grid-template-columns:1fr;gap:28px}.split{grid-template-columns:1fr}.split img{display:none}.site-footer-in{grid-template-columns:1fr}.hero{padding:40px 0}.band{padding:32px 0}.wrap,.site-footer-in{padding:0 16px}.contact-list{grid-template-columns:1fr;gap:2px}.contact-list dd{margin-bottom:12px}}

@media (max-width:640px){.site-footer a{display:inline-block;padding:6px 0}}

/* Sign-in (/login, /staff/login). Desktop: reassurance panel left, sign-in card right; phones: card first, panel below.
   DOM order is card then panel, so keyboard and screen-reader users reach the sign-in buttons first. */
.signin-page{padding:40px 0 56px}
.signin-wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.signin-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);grid-template-areas:"aside card";gap:32px;align-items:start}
.area-public .signin-card{grid-area:card;margin:0;padding:28px 32px;border-top:4px solid var(--brand)}
.area-public .signin-card h1{font-family:Georgia,'Times New Roman',serif;font-size:30px;line-height:1.2;margin:0 0 8px}
.signin-card>.muted:first-of-type{font-size:16px}
.btn-block,.area-public .card .btn-block{display:block;width:100%;text-align:center;padding:11px 16px;font-size:16px}
.signin-guest{margin:16px 0 0}.signin-switch{margin:8px 0 0;padding-top:12px;border-top:1px solid var(--line)}
.signin-aside{grid-area:aside;color:#fff;border-radius:var(--radius);padding:32px;
  background:linear-gradient(rgba(19,44,50,.93),rgba(19,44,50,.93)),url(/img/intro-bg.jpg) center/cover}
.signin-eyebrow{margin:0;text-transform:uppercase;letter-spacing:.08em;font-size:13px;font-weight:700;color:#ffad8f}
.signin-aside h2{font-family:Georgia,'Times New Roman',serif;font-size:26px;line-height:1.25;margin:6px 0 24px}
.signin-benefits{list-style:none;margin:0 0 24px;padding:0;display:grid;gap:16px}
.signin-benefits li{position:relative;padding-left:40px}
.signin-benefits li::before{content:"\2713";position:absolute;left:0;top:0;width:28px;height:28px;border-radius:50%;background:var(--accent);color:#fff;
  font-weight:700;display:flex;align-items:center;justify-content:center}
.signin-benefits strong{display:block;font-size:16px}.signin-benefits span{color:#d6e2e4}
.signin-trust{list-style:none;margin:0 0 20px;padding:20px 0 0;border-top:1px solid rgba(255,255,255,.22);display:grid;gap:8px;font-size:14px;color:#e4ecee}
.signin-trust li{position:relative;padding-left:22px}.signin-trust li::before{content:"\25C6";position:absolute;left:0;color:#ffad8f;font-size:11px;top:3px}
.signin-aside-note{margin:0;font-size:14px;color:#d6e2e4}.signin-aside a{color:#fff}.signin-aside a:focus-visible{outline-color:#fff}
/* Staff: one narrow card, no client marketing. */
.signin-page-staff{min-height:62vh}.signin-page-staff .signin-wrap{max-width:488px}
.area-public .signin-page-staff .signin-card{border-top-color:var(--ink)}
.signin-tag{display:flex;align-items:center;gap:8px;margin:0 0 12px;color:var(--muted);font-size:13px;font-weight:600}
.signin-tag .badge{font-size:12px;padding:3px 8px;letter-spacing:.04em;text-transform:uppercase}
@media (max-width:760px){.signin-page{padding:20px 0 32px}.signin-wrap{padding:0 16px}
  .signin-grid{grid-template-columns:minmax(0,1fr);grid-template-areas:"card" "aside";gap:20px}
  .area-public .signin-card{padding:20px}.area-public .signin-card h1{font-size:26px}.signin-aside{padding:24px 20px}.signin-aside h2{font-size:22px}}

/* Sign-in: "create an account" and "sign in" as two stacked choices. */
.signin-choices{display:grid;gap:12px;margin:16px 0}
.signin-choices>div{border:1px solid var(--line,#ddd);border-radius:10px;padding:16px}
.signin-choices h2{font-size:1.05rem;margin:0 0 8px}
.signin-choices p{margin:0 0 8px}.signin-choices p:last-child{margin-bottom:0}

/* Social sign-in. Google: white, #747775 1px border, #1F1F1F Roboto Medium 14px, 18px G, 12px side padding, 10px gap.
   Apple: black with white logo and label at the same size, so neither is more prominent. */
.social-signin{display:grid;gap:12px;margin:16px 0 8px}
.social-btn{display:flex;align-items:center;justify-content:center;gap:10px;min-height:44px;padding:0 12px;border-radius:4px;
  font:500 15px/1.2 Roboto,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;text-decoration:none;border:1px solid transparent}
.social-btn:hover{text-decoration:none}.social-btn:focus-visible{outline:3px solid var(--focus,#b8390f);outline-offset:2px}
.social-mark{flex:none;display:block}
.social-google{background:#fff;color:#1f1f1f;border-color:#747775}.social-google:hover{background:#f2f2f2;color:#1f1f1f}
.social-apple{background:#000;color:#fff;border-color:#000;font-family:-apple-system,BlinkMacSystemFont,"SF Pro Text","Helvetica Neue",system-ui,sans-serif}
.social-apple:hover{background:#1f1f1f;color:#fff}.social-apple .social-mark{margin-top:-3px}
.social-hint{margin:0 0 8px}
.social-or{display:flex;align-items:center;gap:12px;margin:16px 0 4px;color:var(--muted,#596375);font-size:14px}
.social-or::before,.social-or::after{content:"";flex:1;border-top:1px solid var(--line,#ddd)}

/* Sign-in: the email field and its button */
.email-continue{margin:16px 0 0}
.email-continue label{display:block;margin-bottom:6px}
.email-continue input{display:block;width:100%;margin:0 0 16px}

/* Sign-in page prompt for a guest finishing a quote (also in portal.css) */
.callout{padding:12px 16px;border-radius:8px;margin:0 0 16px;border:1px solid transparent}
.callout-info{background:var(--info-bg,#eff8ff);border-color:#b2ddff;color:#194185}